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Jim 'Lucky' Moore (Allan Jones), an insurance salesman, comes up with a novel policy for his friend, Steve (Robert Cummings): a 'love insurance policy', that will pay out $1-million if Steve does not marry his fiancee, Cynthia (Nancy Kelly). The upcoming marriage is jeopardized by Steve's ex-girlfriend, Mickey (Peggy Moran), and Cynthia's disapproving Aunt Kitty.
